Choosing the right private health insurance cover puts your mind at ease, so the unexpected can be covered. It also gives you and your family more control over the medical services you receive and when you receive them.

We offer three types of cover:

• life cover, which pays a lump sum on death or terminal illness
• critical Illness cover, which pays a lump sum in the event that the Life Insured suffers one of the defined Critical Illness events
• permanently Unable to Work cover, which pays a lump sum if you are permanently unable to work due to sickness or injury.

Life cover is also known as Term Life insurance, or Death cover. It provides a lump sum payment in the event of the life insured’s death or on diagnosis of a terminal illness, where death is likely to occur within 12 months.

Life insurance is a way of protecting the financial future of your loved ones if you were no longer around to provide ‎for them. It can help your family cover debts and living expenses at a time when they need it most.

You must be between the ages of 16 and 65 to apply for Life cover. As long as you pay your premiums, we guarantee to renew your cover until your 99th birthday, regardless of changes ‎to your health condition.