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If simplifying your finances and enjoying the peace of mind that comes with insurance cover are important to you, purchasing your insurance through Bank Australia makes so much sense.

Why choose Bank Australia Home, Landlord or Motor Insurance?

  • lodge your claims 24/7
  • choose a payment option that suits you
  • you won't be charged extra for paying by the month
  • enjoy the convenience of having your banking and insurance together in one place.

Find a product that's right for you

Home Insurance
Protect your home through Bank Australia:

  • New for old replacement, where the insurer agrees to replace your contents
  • Up to 90 days’ free buildings cover during the settlement period if you buy a new home and a 12 month Home Insurance policy with Buildings cover^
  • Optional flood cover (subject to eligibility)

Landlord Insurance
Get peace of mind for your investment property:

  • Cover for malicious damage by tenants
  • Optional cover for Rental Default and Theft by Tenant
  • New for old replacement, where the insurer agrees to replace your contents

Comprehensive Motor Insurance
Protect your car with benefits such as:

  • Choose your own repairer
  • Reduce your premium by increasing your excess**
  • Rental car after theft for up to 30 days ($100 per day limit)

The fine print

Bank Australia Limited ABN 21 087 651 607 AFS Licence No. 238431 arranges this insurance as an agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (Allianz). We do not provide advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement. If you purchase any of these insurance products, we receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.

*Pay by the month at no extra cost: premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

**Minimum premiums: minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium for optional covers.

^Up to 90 days’ free buildings cover may only be used during your settlement period: the offer of free buildings cover may be used in conjunction with the purchase of a residential home and the purchase of a twelve (12) month Home Insurance Policy for that property which includes buildings cover. It is not available to land-only ownership or Strata Title properties. This insurance is subject to normal underwriting terms and is offered subject to your eligibility for home insurance with the insurer. You must consider whether you need insurance for your settlement period as this varies from state to state and may depend on the terms of your contract for sale of property. Please seek independent advice to ensure that you are adequately covered at the appropriate time. By purchasing a twelve (12) month home insurance policy (including buildings cover), your policy will include an additional free cover period for your building(s) of up to a maximum of 90 days before the start date of your twelve month policy. The free cover period effective date and expiry date will be shown in your policy schedule. The expiry date will be the settlement date nominated by you, which cannot exceed the ninetieth (90th) day from the start of the free cover period. The twelve (12) month period of insurance under your home insurance policy will commence immediately following the expiry of the free cover period. Once the policy is purchased, the expiry date of your free buildings cover and the commencement date of your twelve (12) month insurance policy cannot be changed unless agreed to by Allianz in writing. The terms, conditions, limits and exclusions in your home insurance policy (which are set out in the Product Disclosure Statement and policy schedule) will apply to the free cover period. These include, but are not limited to, ’buildings not lived in for more than 60 days’, ‘taking precautions’ and ‘security devices and burglar alarms.’