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With our Low Rate Visa Credit Card you pay a low interest rate and receive all the benefits of Visa.

Interest rate
9.39% p.a.

effective 5 August 2016

More rates and fees
Credit Card Interest Rate
Variable 9.39% p.a.
Fees and Charges
Low Rate Visa annual fee $59.00
Cash advance $3.50

Why choose the Low Rate Visa Credit Card?

A low rate credit card is perfect for people who don't pay off their credit card balance each month. If this sounds like you, then our Low Rate Visa Credit Card could save you money.

  • same interest rate for purchases and cash advances
  • Visa Checkout for safe online banking
  • instant transfers between your Bank Australia savings account and credit card
  • 24/7 fraud monitoring
  • access to Apple Pay and Google Pay
  • manage the way you transact with card controls
  • place a temporary lock on your card the moment you think it might be lost or stolen
  • create custom notifications to monitor your card activity
  • be part of a customer owned bank that believes in creating positive social, environmental and cultural outcomes for all. 

The fine print

* In providing you with this information you should consider the appropriateness of this advice with regards to your particular financial situation and needs. You should consult the Product Disclosure Documents and Key Fact Sheet before making a decision to apply for products with Bank Australia.

Rates apply to new applications received from 13/05/16 however are subject to change at anytime.

All Bank Australia VISA debit and credit cards are automatically registered for Verified by VISA. The service is free of charge. To view the Verified by VISA Terms and Conditions brochure, click here.