Alert

Alert: Planned maintenance - Internet Banking: Sunday 14th August, 12:30am-2:30am AEST. We will be conducting important maintenance across our internet banking platform. During this time our internet banking platform will be offline. We apologise for any inconvenience. Card transactions and ATM withdrawals will be unaffected during the maintenance window. Call us on 132 888 for any questions, we're here 'til 8pm AEST or between 9am and 2pm AEDT tomorrow.

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2022-08-12 2:08 pm
Alert

Interest rate announcement - 12 August 2022. Bank Australia will increase variable home loan and commercial variable rates in response the RBA’s recent decision to raise the official cash rate. From 18 August 2022, interest rates will increase by 0.50% for variable rate owner-occupier and investor loans, while commercial variable rate loans will also increase by 0.50%. For existing home loan customers, repayment changes will be effective from 1 October 2022. Read more here.

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2022-06-21 5:06 pm
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Car loans for the planet conscious

Changes to personal lending applications from Monday 16 August

Personal lending applications for Bank Australia customers.

Bank Australia customers can now apply for personal loans and credit through their internet banking. To apply, log in to internet banking, click the ‘apply’ tab and choose the product you’re looking for. We'll be in touch to organise your application.

Due to high demand, we’re unable to take your application by phone right now. Please call us if you need help.

Not a Bank Australia customer? We’ll be able to help you soon.

Due to high volume of home loans, personal loan and credit card applications, we’re not accepting new applications from people who aren’t already a customer of ours.

We’re in the process of scaling up to meet this demand so we can resume online applications as soon as possible. We’ll keep you up to date on when applications will resume.

We do car loans the planet-friendlier way at Bank Australia by offsetting your estimated emissions for the life of the loan. And you can pay it off early at no cost to you.

Compare our rates

New cars

6.45
%
p.a.
Fixed interest rate
Effective 9 August 2022

Snapshot

  • 7 years – Maximum loan term
  • $1,000 – Minimum loan amount
  • $0 – Early repayment fee

Used cars

8.95
%
p.a.
Fixed interest rate
Effective 9 August 2022

Snapshot

  • 7 years – Maximum loan term
  • $1,000 – Minimum loan amount
  • $0 – Early repayment fee

With LEV discount

5.45
%
p.a.
Fixed interest rate
Effective 9 August 2022

Snapshot

  • 7 years – Maximum loan term
  • $1,000 – Minimum loan amount
  • $0 – Early repayment fee

Carbon offsets on every car loan

For every car loan at Bank Australia, we offset the car’s estimated carbon emissions for the life of the loan. Even if you go fully electric, we cover the electricity you draw from the grid. Emissions are calculated using the National Carbon Offset Standard. 

In terms of how we offset, we currently do this by forward-purchasing certified emissions reductions from a project in Victoria focused on conservation and protection of endangered species including the Brush-tailed Phascogale.


Above: The Great Ocean Road, VIC

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In support of people and the planet

Customer owned, you have voting rights

Purpose-driven banking

Renewable electricity
powers all offices and branches

Our workforce is based in Australia

Responsible lending

Yes, we did start out as the CSIRO Co-operative Credit Society in 1957

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