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2023-12-22 2:05 pm

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Home loans

What you need to know about getting your own home

1. Before you buy 2. Choosing a bank 3. Getting a loan 4. Managing your loan Speak to a specialist

1. Planning to buy

Here’s where you’ll find the big considerations. Like how to target your search to properties within budget.

Budget planner calculator

Calculator

Is it better to rent or buy?

Article

What is the homebuying process?

Article

When is the best time to buy property?

Article

Who can help you when buying property?

Article

6 tips to negotiating a property price

Article

Tips for navigating a hot property market

Article

2. Choosing a bank and home loan

Questions to ask your lender

The language of lending

Understanding home loan types and rates

Bank Australia home loan range

3. Getting a home loan

See what’s involved in applying for a home loan and learn about timeframes and who does what.

What you need to know about saving for a deposit

Article

Shaping up your finances before you apply

Article

First Home Guarantee

Article

Costs involved in buying a home

Article

Stamp duty calculator

Calculator

How to apply for a home loan

Article

4. Managing your home loan

How do home loan offset accounts work?

Eco pause

Parental pause

Ways to bank

Above: Bank Australia customers, Michelle and Nathan.

Customer story

Michelle built a sustainable home

"we’ve reduced our environmental impact and have fewer bills, which means we can spend that money on the everyday costs of raising a family, and invest our time in our growing community.”

Learn more