Alert

Alert: Planned maintenance - Internet Banking: Sunday 14th August, 12:30am-2:30am AEST. We will be conducting important maintenance across our internet banking platform. During this time our internet banking platform will be offline. We apologise for any inconvenience. Card transactions and ATM withdrawals will be unaffected during the maintenance window. Call us on 132 888 for any questions, we're here 'til 8pm AEST or between 9am and 2pm AEDT tomorrow.

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2022-08-12 2:08 pm
Alert

Interest rate announcement - 12 August 2022. Bank Australia will increase variable home loan and commercial variable rates in response the RBA’s recent decision to raise the official cash rate. From 18 August 2022, interest rates will increase by 0.50% for variable rate owner-occupier and investor loans, while commercial variable rate loans will also increase by 0.50%. For existing home loan customers, repayment changes will be effective from 1 October 2022. Read more here.

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2022-06-21 5:06 pm
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Credit card rates and fees

See our latest variable credit card rates and the fees that may apply for personal and business customers. 

Credit card comparison

Effective 9 August 2022
Low Rate Visa Credit card
Visa Credit card
Platinum Rewards Visa Credit card
Commercial Visa Credit card
Interest rate (p.a.)
9.39%
12.39%
18.24%
16.99%
Interest free days
0
Up to 55 days
Up to 55 days
Up to 45 days
Annual fee
$59
$0
$189
$59
Minimum credit limit
$1000
$1000
$1000
$1000
Additional cardholder fee
N/A
N/A
$59
$59
Cash advance
$3.50
$3.50
$5
$3.50
Cash advance – overseas
$3.50 plus the Foreign Currency Conversion Fee.
$3.50 plus the Foreign Currency Conversion Fee.
$3.50 plus the Foreign Currency Conversion Fee.
$3.50 plus the Foreign Currency Conversion Fee.
Foreign currency conversion fee
3%
3%
3%
3%
Visa emergency card/cash overseas fee
US$175
US$175
US$175
US$175
Urgent replacement card fee
$15
$15
$15
$15
Rewards
No
No
Yes
No
Repayment frequency
Monthly repayment 2.5% of closing statement balance or $20, whichever is greater
Monthly repayment 2.5% of closing statement balance or $20, whichever is greater
Monthly repayment 2.5% of closing statement balance or $20, whichever is greater
Monthly repayment 2.5% of closing statement balance or $20, whichever is greater
Additional payments
Accepted
Accepted
Accepted
Accepted
Security
Unsecured
Unsecured
Unsecured
Unsecured