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Alert: Planned maintenance - Internet Banking: Sunday 14th August, 12:30am-2:30am AEST. We will be conducting important maintenance across our internet banking platform. During this time our internet banking platform will be offline. We apologise for any inconvenience. Card transactions and ATM withdrawals will be unaffected during the maintenance window. Call us on 132 888 for any questions, we're here 'til 8pm AEST or between 9am and 2pm AEDT tomorrow.

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2022-06-21 5:07 pm

Interest rate announcement - 12 August 2022. Bank Australia will increase variable home loan and commercial variable rates in response the RBA’s recent decision to raise the official cash rate. From 18 August 2022, interest rates will increase by 0.50% for variable rate owner-occupier and investor loans, while commercial variable rate loans will also increase by 0.50%. For existing home loan customers, repayment changes will be effective from 1 October 2022. Read more here.

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2022-04-28 10:05 am
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Our disclosures contain important details that are designed to help you better understand our products and services, and give you enough information to make an informed decision.

What’s on this page

When you take out a new product with Bank Australia, you will receive a disclosure document with all the fine print. We encourage you to familiarise yourself with the terms and conditions and your rights and obligations that come along with using our products and services.

If you have any questions or something is unclear please give us a call on 132 888.

NOTE: To download these documents in Acrobat Reader format, click on the links below. If you do not have the free Acrobat Reader program required to open PDF files, click to the Acrobat website to download the Acrobat Reader program.

Conditions should be read in conjunction with the all the savings and loans schedules provided in the table below, in addition to the Privacy Policy.

Product terms and conditions

When you open a new account with us, please read the below documents to familiarise yourself with the terms and conditions and your rights and obligations that come along with using our products and services.

Account & access facility conditions of use

Fees, charges & transaction limits

Summary of accounts & availability of access facilities

Privacy and Credit Reporting Policy

Financial services guide

Other Product terms and conditions

Loan repayment pause terms & conditions

Quick debit terms & conditions

Switching mortgages terms & conditions

Product fees and rates

Fees, charges & transaction limits

Savings & term deposit rates

Loan rates

Loan fees

Credit card accounts table

Personal loans accounts table

Residential loans accounts table

Codes of Practice

Bank Australia subscribes to the following Codes of Practice:

ePayment Code

Customer Owned Banking Association (COBA)

Australian Banking Association (ABA)

Privacy and Credit Reporting Policy

Bank Australia is committed to complying with the provisions relating to privacy and to the collection, use, disclosure, and storage of your information.

Privacy and Credit Reporting Policy

Capital disclosure

In 2015, Bank Australia adopted its new trading name so the earlier reports use our previous name (bankmecu).

Capital disclosure Mar 2022          Capital disclosure Jun 2022

Capital disclosure Sep 2021          Capital disclosure Dec 2021

Capital disclosure Mar 2021          Capital disclosure Jun 2021

Capital disclosure Dec 2020          Capital disclosure Sep 2020

Capital disclosure Mar 2020          Capital disclosure Jun 2020

Capital disclosure Sep 2019          Capital disclosure Dec 2019

Capital disclosure Mar 2019          Capital disclosure Jun 2019

Capital disclosure Sep 2018          Capital disclosure Dec 2018

Capital disclosure Mar 2018          Capital disclosure Jun 2018

Capital disclosure Sep 2017          Capital disclosure Dec 2017

Capital disclosure Mar 2017          Capital disclosure Jun 2017

Capital disclosure Sep 2016          Capital disclosure Dec 2016

Capital disclosure Mar 2016          Capital disclosure Jun 2016

Capital disclosure Sep 2015          Capital disclosure Dec 2015

Capital disclosure Mar 2015          Capital disclosure Jun 2015

Remuneration disclosure

Remuneration Jun 2021

Remuneration Jun 2020

Remuneration Jun 2019

Remuneration Jun 2018

Remuneration Jun 2017

Remuneration Jun 2016

Remuneration Jun 2015

Remuneration Jun 2014

RMBS securitisation disclosure

Cashflow Waterfall

Pool Data

Payment services availability

Payment services availability Jun 2022

Payment services availability Mar 2022

Payment services availability Dec 2021

Payment services availability Sep 2021

Workplace profile

In accordance with the requirements of the Workplace Gender Equality Act 2012 (Act), Bank Australia lodged its annual public report with the Workplace Gender Equality Agency (Agency). View the workplace profile.

Modern Slavery Statement

Our 2021 Modern Slavery Statement has been prepared to meet our reporting requirements under the Australian Modern Slavery Act 2018 (Cth). This Statement demonstrates our zero-tolerance approach towards modern slavery as well as representing our values, our brand and our ethos as an economically, environmentally and socially responsible bank. View our 2021 Modern Slavery Statement.

You can also view our 2020 Modern Slavery Statement here.

Target market determinations

A Target Market Determination (TMD) is a document which describes who a product is intended to be appropriate for based on a consumer’s needs, financial situation and objectives (target market).

See our Target Market Determinations

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