Family Home Guarantee

The Family Home Guarantee (FHG) was part of the Home Guarantee Scheme, an Australian government initiative to support eligible single parents with dependents to purchase a home sooner.

Changes to the Family Home Guarantee

Effective 1 October 2025, the Home Guarantee Scheme is now known as the Australian Government 5% Deposit Scheme.

The Australian Government 5% Deposit Scheme is for aspiring home buyers – first home buyers with a minimum 5% deposit, or single parents or legal guardians with a minimum 2% deposit.

There are unlimited places available under the Australian Government 5% Deposit Scheme from 1 October 2025. These places support eligible home buyers to purchase a new or existing home.

Find out more about the Australian Government 5% Deposit Scheme.

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Own your own home with the Australian Government 5% Deposit Scheme

The Australian Government 5% Deposit Scheme provides eligible homebuyers to purchase a home with a deposit of as little as 2 per cent.

Read more about the Scheme

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