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‍Alert: Planned maintenance - Internet Banking: Sunday 14th August, 12:30am-2:30am AEST. We will be conducting important maintenance across our internet banking platform. During this time our internet banking platform will be offline. We apologise for any inconvenience. Card transactions and ATM withdrawals will be unaffected during the maintenance window. Call us on 132 888 for any questions, we're here 'til 8pm AEST or between 9am and 2pm AEDT tomorrow.

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2022-08-12 2:08 pm
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Interest rate announcement - 12 August 2022. Bank Australia will increase variable home loan and commercial variable rates in response the RBA’s recent decision to raise the official cash rate. From 18 August 2022, interest rates will increase by 0.50% for variable rate owner-occupier and investor loans, while commercial variable rate loans will also increase by 0.50%. For existing home loan customers, repayment changes will be effective from 1 October 2022. Read more here.

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2022-06-21 5:06 pm
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Community Access

The no-monthly-fee transaction account for organisations who do good for the world.

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Staff member at Cirque du Soil carrying a white bucket
Why us?Who's it for?What you getFees and chargesApply

Why us?

Be the change

What if the money in your bank account helped other people and the planet? When you bank with us, it does. 

Shared values

Rest assured that your money is not supporting industries that do harm, like fossil fuels or animal exports.

Every cent counts

Help your funds grow with a competitive interest rate on balances of $5,000 or more, plus no monthly fees.

Who it's for

  • Organisations in the community sector

‍

Business rates and fees

What you get

"It was so simple to set up my business accounts with Bank Australia. Great customer service and product knowledge"
Erin, Bank Australia business customer
See more on Productreview.com.au

Great returns

Get a competitive interest rate of 0.10% p.a. on balances of $5,000 or more.

Instant access

Your funds are available ‘at call’, which means you can withdraw money from your account as soon as it has been deposited. Cheques, though, must clear first.

Cheque book

If your suppliers or partners prefer payments by cheque, not a problem. We’ll sort you out with a cheque book. 

Batch and payroll processing

Tackle payments and transfers faster with the easy ability to pay others using internet and phone banking.

Instant, easy payments

Move money and pay people instantly with Osko. And use PayID to pay and be paid the simple way. 

7,000 free ATMs

Withdraw cash fee-free at Bank Australia ATMs and those of all the major banks – all around Australia. 

Low-cost international transfers

Move money across borders quickly, easily and securely. It’s all done through the app and internet banking.

Best-in-class security

Know your money is safe with 24/7 fraud monitoring, card controls, security alerts and more.


Internet banking

For batch processing and the convenience of anytime, anywhere access to your account.

Find out more

Above: Dan, Earthworker, Bank Australia business customer

‍Dan, Bank Australia business customer

“We have a wide range of members from across the country who support this growing network of cooperatives … It’s why we’re a Bank Australia customer. These kinds of democratic enterprises – like credit unions and customer-owned banks – are essential for us to build a more just and sustainable economy.”

Read Earthworker's story

Fees, charges and discounts

Here’s what to expect with our Community Access account. No hidden fees or charges. 
What it's for
Amount
Monthly fee
$0
Dishonour fee
$12
Exceeding available funds fee
$10
“Press credit” cash withdrawal fee
$3.50
Foreign currency conversion fee
3% of transaction value
Cheque book fee
$35 for a book of 50, $70 for a book of 100

It pays to know. Please read the Product Disclosure Document and see all fees and charges before deciding if this account is right for you. 

See all rates and fees

Responsible banking policy

We believe that the clean money movement is *the* way forward for a sustainable and values-led banking sector. The movement is underpinned by the Bank Australia responsible banking policy – which was formed, and continues to evolve, through research and development with Bank Australia customers. 


Read more

Related topics

Opening a Bank Australia account
Impact stories

Money, People & Planet

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Own your own home with the Victorian Homebuyer Fund
See more at the Bank Australia blog

The fine print

General advice warning: In providing you with this information you should consider the appropriateness of this advice with regards to your particular financial situation and needs. You should consult the Product Disclosure Documents before making a decision to apply for products with Bank Australia.

Bank Australia is committed to delivering memorable and superior service to all customers. We welcome your feedback, compliments and/or complaints about our performance.

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® Terms, conditions, fees and charges may be applicable. Bank@Post and its device mark are registered trademarks of the Australian Postal Corporation. All rights reserved.