Personal and car loan rates and fees

Rates and fees for electric vehicles, used cars, property owners, and more. Including all the fees you won’t pay.

What's on this page

Personal Loans

Effective 4 March 2025
Type
Interest (p.a.)
Comparison (p.a.)
Lifestyle Personal Loan
9.89%
10.93%#
Lifestyle Personal Loan – for property owners
7.89%
8.92%#

Car Loans

Effective 4 March 2025
Type
Interest (p.a.)
Comparison (p.a.)
Electric Vehicle Loan
6.95%
6.95%~
Car loan - Used
8.95%
9.16%~

Fees and charges

Establishment fee (waived for fully electric vehicles)
$150
Monthly fee
$0
Late payment fee
$0

Things you need to know

General advice warning

Information provided is of a general nature only. In providing you with this information you should consider the appropriateness of this advice with regards to your particular financial situation and needs. You should consult the Product Disclosure Documents before making a decision to apply for products with Bank Australia.

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Things you should know about Car Loans

  • All interest rates displayed above are fixed rates
  • Car loans are only available for new electric vehicles, or used vehicles up to 7 years old
  • The maximum term of any car loan is 7 years for new electric vehicles and 5 years for used vehicles

~The Comparison Rate is based on a secured loan of $30,000 for 5 years. Fees and charges may be applicable. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Things you should know about about Personal Loans

  • All interest rates displayed above are variable rates
  • The Maximum term of a new Bank Australia personal loan is 10 years

#The Comparison Rate is based on an unsecured loan of $10,000 for 3 years. Fees and charges may be applicable. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.