Alert

Alert: Planned maintenance - Internet Banking: Sunday 14th August, 12:30am-2:30am AEST. We will be conducting important maintenance across our internet banking platform. During this time our internet banking platform will be offline. We apologise for any inconvenience. Card transactions and ATM withdrawals will be unaffected during the maintenance window. Call us on 132 888 for any questions, we're here 'til 8pm AEST or between 9am and 2pm AEDT tomorrow.

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2022-08-12 2:08 pm
Alert

Interest rate announcement - 12 August 2022. Bank Australia will increase variable home loan and commercial variable rates in response the RBA’s recent decision to raise the official cash rate. From 18 August 2022, interest rates will increase by 0.50% for variable rate owner-occupier and investor loans, while commercial variable rate loans will also increase by 0.50%. For existing home loan customers, repayment changes will be effective from 1 October 2022. Read more here.

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2022-06-21 5:06 pm
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Personal and car loan rates and fees

Rates and fees for new and used cars, property owners, and more. Including all the fees you won’t pay.

What's on this page

Lifestyle personal loan

Effective 9 August 2022
Type
Interest (p.a.)
Comparison (p.a.)
Standard rate
11.89%
12.94%
For property owners
7.89%
8.92%

Personal car loans

Effective 9 August 2022
Type
Interest (p.a.)
Comparison (p.a.)
New car fixed rate
6.45%
6.66%
Used car fixed rate
8.95%
9.16%
Low emission vehicle fixed rate^
5.45%
5.45%

Fees and charges

Establishment fee
$150
Establishment fee waived for vehicles that meet an ANCAP rating of 5 star
$0
Establishment fee waived for Pure Electric, Plug In Hybrid Electric, Regenerative Hybrid or engines producing less than 125 g / km Tailpipe C02 (g/km).
$0
Monthly fee
$0
Application fee
$0
Late payment fee
$0

Commercial car loans

Effective 9 August 2022
Type
Interest (p.a.)
Commercial car loan – with LEV discount*
5.45%
Commercial car loan – New vehicle
6.45%
Commercial car loan – Used vehicle
8.95%

Fees and charges

Establishment fee
$495^
Monthly fee
$0
Application fee
$0
Late payment fee
$0

Things you need to know

General advice warning

Information provided is of a general nature only. In providing you with this information you should consider the appropriateness of this advice with regards to your particular financial situation and needs. You should consult the Product Disclosure Documents before making a decision to apply for products with Bank Australia.

  1. Eligibility criteria apply. You must deposit $2k to the Everyday Transaction Account each month or maintain $50k in total banking value to earn a monthly fee waiver the following month.

Bank Australia is committed to delivering memorable and superior service to all customers. We welcome your feedback, compliments and/or complaints about our performance.

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