Scam alert: Increased reports of phone porting scams - Read more on how to protect yourself.

2023-12-22 2:05 pm

/

/

What you need to know about getting your own home

1. Before you buy 2. Choosing a bank 3. Getting a loan 4. Managing your loan Speak to a specialist

1. Planning to buy

Here’s where you’ll find the big considerations. Like how to target your search to properties within budget.

Budget planner calculator

Is it better to rent or buy?

What is the homebuying process?

When is the best time to buy property?

Who can help you when buying property?

6 tips to negotiating a property price

Tips for navigating a hot property market

2. Choosing a bank and home loan

Questions to ask your lender

The language of lending

Understanding home loan types and rates

Bank Australia home loan range

3. Getting a home loan

See what’s involved in applying for a home loan and learn about timeframes and who does what.

What you need to know about saving for a deposit

Shaping up your finances before you apply

Homebuyer grants that can help you buy a home

Costs involved in buying a home

Stamp duty calculator

How to apply for a home loan

4. Managing your home loan

How do home loan offset accounts work?

Revisit our home loan products

Home loans for different needs including our low rate Basic Home Loan, the Premium Home Loan Package, and our reduced rate Clean Energy Home Loan.

See all rates and fees.

Home loan calculators

How much can I borrow?

Get a clearer understanding of your borrowing power.

Calculate your repayments

See repayments and understand affordability.

Refinance calculator

See your potential savings from moving your home loan to Bank Australia.

Customer story

‍

“Go for it”: How Murray and Bec switched to electric at their family home

With three young boys and a single bathroom, Murray and Bec desperately needed more space. A COVID renovation was the perfect excuse to make their house more sustainable. Enter Bank Australia’s Clean Energy Home Loan.

Above: Murray and Bec outside their electrified home

Take action

Apply for pre-approval

Start your property search with more confidence.

Speak to a specialist

No matter the stage you're at, we're here to help.