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Protect your home and its contents with comprehensive home and contents insurance.

Why choose home and contents insurance?

  • Covers fire or smoke, storm, rainwater or run-off damage, theft and burglary, and more
  • New for old replacement on building and contents1
  • Pay monthly at no extra cost2
  • Legal liability cover up to $20,000,000

To review the Key Fact Sheets available for home and contents covers click here.

 

The fine print

mecu Limited ABN 21 087 651 607 AFSL/Australian Credit Licence Number 238431 trading as Bank Australia arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply.  Before making a decision please consider the Product Disclosure Statement. If you purchase this insurance, we receive 21% commission on the home and/or contents premium. Ask us for more details before we provide you with services. ‎

1 At Allianz’s discretion and subject to availability.

2 Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

3 Up to 40% discount is made up of three discounts. First discount is up to 30% No Claim Bonus, second discount is up to 10% for combining buildings and contents covers on the one policy and the third discount is up to 10%  discount for buying online. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. Discounts may not be applied to any flood component of the premium (if applicable).To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However, customers who have had up to two claims may still qualify for a reduced No Claim Bonus. Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise). 

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