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You need to save money for a special purpose or just for the unexpected.

If particular purchases are really important, you should set them as savings goals. Having savings goals means you commit to regularly setting aside money (say, weekly or monthly) and not touching it until you've reached your goal. Usually it means starting with a budget covering all of your expenses plus some for savings, and then sticking to the budget so your savings grow.

Open a savings account and make regular deposits. A Bonus Saver rewards you for making deposits and not withdrawing them during the month.

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