Skip to main content
Interest rate
6.45% p.a.
Comparison Rate
6.66% p.a.*

effective 5 August 2016

Rates
Total Lending Interest Rate Comparison Rate
Fixed 6.45% p.a. 6.66% p.a.*
Fees and Charges
Establishment fee $150^
The fine print

* Comparison Rate. The Comparison Rate is based on a secured loan of $30,000 for 5 years. Fees and charges may be applicable.
^ The $150 establishment fee is waived for vehicles that meet an ANCAP rating of 5 star.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

  1. Terms and conditions, fees and charges apply. Loans subject to normal lending criteria and approval.
  2. Loan Terms. 7 year maximum for new. 5 year maximum for used.
  3. Interest rate is displayed as a fixed rate.
  4. The $150 establishment fee is waived for vehicles that meet an ANCAP rating of 5 star.
  5. We calculate emissions associated with each car loan we finance based on average vehicle emissions figures and average mileage figures for Australian vehicles. (sources National Greenhouse Accounts Factors and Australian Bureau of Statistics).
  6. Each year, Bank Australia purchases carbon offsets eligible under the National Carbon Offset Standard (NCOS) that are equivalent  to the total estimated emissions from car loans funded in that year. 
  7. For information on ANCAP ratings visit howsafeisyourcar.com.au. Maximum term of 7 years (new) and 5 years (used).