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Commercial Access

Bank Australia’s business transaction account for companies, SMEs, sole traders and more.

What you get

StarStarStarStarStar
"It was so simple to set up my business accounts with Bank Australia. Great customer service and product knowledge"
Erin, Bank Australia business customer

Instant access

Your funds are available ‘at call’, which means you can withdraw money from your account as soon as it has been deposited.

Visa Debit card

Your Visa Debit card is accepted worldwide and comes with 24/7 fraud monitoring. 

Instant, easy payments

Move money and pay people instantly with Osko. And use PayID to pay and be paid the simple way. 

Fee-free ATMs

Withdraw cash fee-free at Bank Australia ATMs and those of all the major banks – all around Australia. 


International transfers

Make international transfers fast, easily and securely. It’s all done through the app and internet banking.

Best-in-class security

Know your money is safe with 24/7 fraud monitoring, card controls, security alerts and more.

Rates, fees, terms and conditions

Current interest rates

Effective 1 October 2024
Balance
Interest (p.a.)
Any balance
0.00%
Balance
Interest (p.a.)
Any balance
0.00%

Eligibility criteria

People aged 18+

People living in Australia as a permanent resident or with a relevant work visa

Be a sole trader, in a partnership, a Pty Ltd or public company, or in an association

Fees and charges

We’ll waive the $8 monthly account fees if you:

Monthly account fee
$8 (unless waived as listed above)
Monthly account fee
$8 (unless waived as listed above)
Exceeding available funds fee
$10 plus Debit interest charge rate
Exceeding available funds fee
$10 plus Debit interest charge rate
Debit interest charge rate
12.39%
Debit interest charge rate
12.39%
Domestic (“press credit”) cash withdrawal fee
$3.50
Domestic (“press credit”) cash withdrawal fee
$3.50
Visa foreign cash withdrawal fee
$3.50 plus the International transaction fee
Visa foreign cash withdrawal fee
$3.50 plus the International transaction fee
International transaction fee
3% of the transaction value
International transaction fee
3% of the transaction value
Staff assisted withdrawal fee
$0
Staff assisted withdrawal fee
$0

For all fees and charges please refer to Deposit fees, charges and transaction limits

General advice

General advice

Information provided is of a general nature only. In providing you with this information you should consider the appropriateness of this advice with regards to your particular financial situation and needs. You should consult the Product Disclosure Documents below before making a decision to apply for products with Bank Australia.

Terms, conditions, fees and charges may be applicable as outlined below.

    Product disclosure documents

      Above: Tom and Sacha, Sunbutter, Bank Australia business customers

      Customer story

      Sunbutter, Bank Australia business customer

      “[Bank Australia] complements our ethics and ethos really nicely. We put the environment at the forefront of everything we do at Sunbutter, so it made sense to switch our banking to Bank Australia"

      Read Sunbutter's story

      Responsible banking policy

      We believe that the clean money movement is *the* way forward for a sustainable and values-led banking sector. The movement is underpinned by the Bank Australia responsible banking policy – which was formed, and continues to evolve, through research and development with Bank Australia customers. 


      Read policy

      Money, People & Planet

      See more at the Bank Australia blog
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