Information, tools and calculators for mortgage refinancing

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1. What it is 2. Choosing a bank 3. How it works 4. Managing your loan Speak to a specialist

1. What it means to refinance

Thinking about moving your home loan to another product or lender? Find out if refinancing is right for you with these articles and calculator tools.

Unpacking the myths about refinance

Article

Compare your current home loan

Calculator

2. Choosing a bank and home loan

Questions to ask your lender

The language of lending

Understanding home loan types and rates

Bank Australia home loan range

3. What’s involved in refinancing?

You’ve decided you want to refinance, but what if it’s all too hard? See how workable it could be and the steps to follow with these mortgage refinance tips and resources.

Finding the right property for you

Article

How much does it cost to refinance?

Article

4 reasons to refinance with Bank Australia

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4. Managing your home loan

How do home loan offset accounts work?

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Ways to bank

Home loan calculators

How much can I borrow?

Get a clearer understanding of your borrowing power.

Calculate your repayments

See repayments and understand affordability.

Refinance calculator

See your potential savings from moving your home loan to Bank Australia.

Revisit our home loan products

Home loans for different needs including our low rate Basic Home Loan, the Offset Home Loan, and our reduced rate Clean Energy Home Loan.

See all rates and fees.

Customer story

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“Go for it”: How Murray and Bec switched to electric at their family homeus?

With three young boys and a single bathroom, Murray and Bec desperately needed more space. A COVID renovation was the perfect excuse to make their house more sustainable. Enter Bank Australia’s Clean Energy Home Loan.

Learn more