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Visa Credit card

Pay for your purchases and bills securely with our straight forward Visa Credit card that doesn't have an annual fee, provides up to 55 interest free days and offers a competitive interest rate.

Apply now
Bank Australia Visa credit card with a notebook and laptop on a blue table
Why us?Who it's for?What you getFees and chargesApply

No annual fee credit card

Finder Green Awards 2023
Green Bank of the Year
See more reviews
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19.74% p.a.
Variable interest rate
Effective 5 December 2024
$1,000 minimum credit limit 
Up to 55 days interest free
Terms and conditions apply.

Why us?

  • Be the change

    What if a portion of your interest payments helped other people and the planet? When you bank with us, it does.

Who it's for

  • People aged 18+
  • People living in Australia, either permanently or temporarily
  • People with a regular source of income

Is this product right for you? Find out more

What you get

StarStarStarStarStar
“Great Experience I have been using Bank Australia for many years, and never regretted mу choice: I appreciate their values, overall focus on the customers and find their services convenient and easy to use.”
Review by Alexey.
See more on Productreview.com.au
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No annual fee and competitive variable rate

Pay no annual fee and benefit from our competitive interest rate which applies to both purchases and cash advances.

Get instant card notifications

Set up notifications in the app or internet banking so you know when your card is being used.  You can also set reminders for your card payments.

Shop securely online

Add your Visa Credit card to Visa Click to Pay for an easy, secure checkout experience.

Up to 55 days interest free

Pay for things using your card and enjoy up to 55 days to pay the amount back without interest.

Lock your card

In the app or internet banking, place a temporary lock on your card the moment you think it might be lost or stolen, or you don't want it to be used.

Instant transfers

Pay off your credit card in a flash with instant transfers between your Bank Australia savings account and this one.

Start your application now

Apply for a credit card. All you need is your driver's licence or passport, and your Medicare card, to get started.

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Apply now

Fees and charges

Here’s what to expect with our Visa Credit card:

  • Annual fee: $0
  • Cash advance: $3.50
  • International transaction fee: 3% of the transaction value

It pays to know. Read the Product Disclosure Document and Key Fact Sheet to help you decide if this loan’s right for you. See all rates and fees.

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Important information

*In providing you with this information you should consider the appropriateness of this advice with regards to your particular financial situation and needs. You should consult the Product Disclosure Documents and Key Fact Sheet before making a decision to apply for products with Bank Australia.