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Visa Credit card

Pay for your purchases and bills securely with our straight forward card that doesn't have an annual fee, provides up to 55 interest free days and a offers a competitive interest rate.

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Why us?Who it's for?What you get Calculate your repayments Fees and charges Apply

No annual fee credit card

Finder Green Awards 2023
Green Bank of the Year

See more reviews

19.74

p.a.

Variable interest rate

Effective 30 October 2024

$1,000 minimum credit limit
Up to 55 days interest free
Terms and conditions apply.

Why us?

Be the change

What if a portion of your interest payments helped other people and the planet? When you bank with us, it does.

Card controls

Manage your card's security and your spending by turning card features on or off, like payWave, in the app or internet banking.

24/7 monitoring

We work to keep your money safe with 24/7 fraud monitoring. If we spot something suspicious, we’re onto it fast.

Who it's for

People aged 18+
People living in Australia, either permanently or temporarily
People with a regular source of income

Is this product right for you? Find out more

What you get

“Great Experience I have been using Bank Australia for many years, and never regretted mу choice: I appreciate their values, overall focus on the customers and find their services convenient and easy to use.”

Review by Alexey.

See more on Productreview.com.au

No annual fee and competitive variable rate

Pay no annual fee and benefit from our competitive interest rate which applies to both purchases and cash advances.

Get instant card notifications

Set up notifications in the app or internet banking so you know when your card is being used. You can also set reminders for your card payments.

Shop securely online

Add your Visa Credit card to Visa Click to Pay for an easy, secure checkout experience.

Up to 55 days interest free

Pay for things using your card and enjoy up to 55 days to pay the amount back without interest.

Lock your card

In the app or internet banking, place a temporary lock on your card the moment you think it might be lost or stolen, or you don't want it to be used.

Instant transfers

Pay off your credit card in a flash with instant transfers between your Bank Australia savings account and this one.

Fees and charges

Here’s what to expect with our Visa Credit card:

Annual fee: $0
Cash advance: $3.50
International transaction fee: 3% of the transaction value

It pays to know. Read the Product Disclosure Document and Key fact Sheet to help you decide if this loan’s right for you. See all rates and fees.

Money, People & Planet

Sustainable Christmas gifts for 2024

An accountant shares his new year financial planning checklist

From ‘drab hotbox’ to sustainable dream – how Shaun transformed his apartment on a budget

See more at the Bank Australia blog

Important information

*In providing you with this information you should consider the appropriateness of this advice with regards to your particular financial situation and needs. You should consult the Product Disclosure Documents and Key Fact Sheet before making a decision to apply for products with Bank Australia.