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Alert

Alert: Planned maintenance - Internet Banking: Sunday 14th August, 12:30am-2:30am AEST. We will be conducting important maintenance across our internet banking platform. During this time our internet banking platform will be offline. We apologise for any inconvenience. Card transactions and ATM withdrawals will be unaffected during the maintenance window. Call us on 132 888 for any questions, we're here 'til 8pm AEST or between 9am and 2pm AEDT tomorrow.

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2022-06-21 5:07 pm
Alert

Interest rate announcement - 12 August 2022. Bank Australia will increase variable home loan and commercial variable rates in response the RBA’s recent decision to raise the official cash rate. From 18 August 2022, interest rates will increase by 0.50% for variable rate owner-occupier and investor loans, while commercial variable rate loans will also increase by 0.50%. For existing home loan customers, repayment changes will be effective from 1 October 2022. Read more here.

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2022-04-28 10:05 am
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Credit card rates and features

Learn about our credit card range, including interest free days, managing your account, rates, and our terms and conditions.

What’s on this page

Our range of credit cards 

Low Rate Visa Credit card – our lowest interest rate

Visa Credit card – no annual fee

Platinum Rewards Visa Credit card – rewards credit card

Commercial Visa Credit card – for business customers

Rates and fees

See and compare Bank Australia credit card rates and fees.

Interest free days

Which credit cards offer interest free days?

What are interest free days?

This refers to the number of days when you don’t have to pay interest on your credit card for a purchase. The number of interest free days will depend on the credit card you have chosen and whether you pay the closing balance by the statement due date. 

Managing your account

See articles on statements, moving money and more, plus ways to bank with Bank Australia.

Where are the card terms and conditions?

Need help?

Send us a secure message in the app or internet banking 

Or call us