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Alert: Planned maintenance - Internet Banking: Sunday 14th August, 12:30am-2:30am AEST. We will be conducting important maintenance across our internet banking platform. During this time our internet banking platform will be offline. We apologise for any inconvenience. Card transactions and ATM withdrawals will be unaffected during the maintenance window. Call us on 132 888 for any questions, we're here 'til 8pm AEST or between 9am and 2pm AEDT tomorrow.

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2022-06-21 5:07 pm

Interest rate announcement - 12 August 2022. Bank Australia will increase variable home loan and commercial variable rates in response the RBA’s recent decision to raise the official cash rate. From 18 August 2022, interest rates will increase by 0.50% for variable rate owner-occupier and investor loans, while commercial variable rate loans will also increase by 0.50%. For existing home loan customers, repayment changes will be effective from 1 October 2022. Read more here.

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2022-04-28 10:05 am
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Personal loan rates and features

Learn about our personal loan range, including rates, making repayments, and our terms and conditions.

What’s on this page

Our range of personal loans 

For property owners – discounted rate for a range of purposes as below

For everyone else – for debt consolidation, general purposes and home improvements

Rates and fees

See and compare Bank Australia personal and car loan rates and fees.


Extra repayments

You can make extra repayments on our personal and car loans whenever you like.

Early repayment

You can pay your loan off whenever and you pay no early repayment fee.

Can’t make repayments? 

If you’re having trouble making repayments, we can help you figure out what to do. 

Managing your account

See articles on statements, moving money and more, plus ways to bank with Bank Australia.

Where are the loan terms and conditions?

Need help?

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